Health Insurance & Medicare Advisors
The Helen Jean Insurance Agency and our leadership team has successfully met the insurance needs of our clients for the better part of 14 years. Our dedicated agents specialize in everything Health Insurance. We pride ourselves in being your go-to agency for all of your health insurance needs.
Welcome to our Health Insurance Agency in Palm Coast, Florida!
At The Helen Jean Insurance Agency, we are dedicated to providing reliable and comprehensive health insurance solutions to individuals, families, and small groups in Palm Coast Florida and surrounding areas. Our experienced team is committed to helping you find the right health insurance coverage that fits your specific needs. Whether you're looking for Medicare plans, individual and family health plans, or small group insurance, we have you covered.
Medicare Plans in Palm Coast, Florida
If you're eligible for Medicare, it's important to choose the right plan that offers the coverage you need. At our agency, we understand the complexities of Medicare and can assist you in navigating through the various options available.
Medicare Part A and B: These are the basic components of Original Medicare, covering hospital stays, doctor visits, and certain medical services.
Medicare Advantage (Part C): These plans provide all the benefits of Medicare Parts A and B, along with additional coverage for prescription drugs, vision, dental, and more. The Helen Jean Insurance Agency works with leading Medicare Advantage providers in Palm Coast, Florida to offer you a wide range of choices.
Medicare Supplement (Medigap) Plans: Medigap plans help cover the "gaps" in Original Medicare, such as deductibles, copayments, and coinsurance. We can help you explore the various Medigap plans available and find the one that best suits your needs.
Individual and Family Health Plans in Palm Coast, Florida
For individuals and families who do not qualify for Medicare or employer-sponsored health insurance, we offer a variety of individual and family health plans. These plans provide essential medical coverage, ensuring that you and your loved ones have access to quality healthcare. Our individual and family health plans include:
Health Maintenance Organization (HMO) Plans: HMO plans require you to choose a primary care physician (PCP) who will coordinate your healthcare needs. These plans typically have lower out-of-pocket costs and require referrals to see specialists.
Preferred Provider Organization (PPO) Plans: PPO plans offer more flexibility in choosing healthcare providers. You have the freedom to see both in-network and out-of-network providers, although staying within the network usually results in lower costs.
Exclusive Provider Organization (EPO) Plans: EPO plans combine the features of HMO and PPO plans. You do not need a PCP, but you must stay within the provider network, except for emergencies.
Small Group Insurance in Palm Coast, Florida
We understand the unique needs of small businesses in Jupiter and surrounding areas and offer small group insurance options to help you provide valuable healthcare coverage for your employees. Our small group insurance plans provide comprehensive benefits and can be tailored to meet the specific requirements of your business.
The Helen Jean Insurance Agency offers a wide range of health insurance solutions to cater to the diverse needs of individuals, families, and small businesses in Palm Coast, St Augustine, as well as Volusia County. We work with reputable insurance providers to ensure that our clients have access to high-quality healthcare coverage.
To learn more about our health insurance plans or to request a personalized quote, contact our knowledgeable team at 561.779.3611. We are here to guide you through the insurance process and help you make informed decisions regarding your health coverage.